erm yes mum

Visited my mother. Helped her sort out her tax. She's got quite a bit of money invested on the government spot market. I try and point out that she put the money on deposit she would get a better interest rate.
I don't want to do that.
Why not?
I would pay more tax.
Erm - yes - but you would get more money as well.
No - I don't want to do that.
Arghhhhhhhhhhh

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